Terms of Use (Website)

1. Scope and Acceptance

These Terms of Use (the "Terms") govern access to and use of the website located at www.monexglobal.com and any associated domains or subdomains (the "Website"), which are operated by Monex Group and its affiliated entities (together, "Monex", "we", "us", or "our"). These Terms are issued by the relevant Monex entity operating the Website in the applicable jurisdiction. That entity shall be the contracting party responsible for the Website. By accessing, browsing, or otherwise using the Website, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms. If you do not agree to these Terms, you must not access or use the Website. These Terms apply to all users of the Website, regardless of jurisdiction, including users located in the United States, United Kingdom, European Economic Area (including Spain and the Netherlands), Singapore, Canada, Mexico, and other jurisdictions in which Monex operates.

2. Nature of the Website

The Website is provided for general informational purposes only. It is intended to provide high-level information about Monex, its services, and its global capabilities. The Website does not constitute, and shall not be construed as, an offer, invitation, solicitation, or recommendation to enter into any transaction or to engage in any financial service or regulated services within the meaning of MiFID II or equivalent local regulations. Access to and use of Monex products and services are subject to separate contractual agreements with the relevant Monex entity.

3. No Advice

The content made available on the Website does not constitute legal, financial, investment, tax, or other professional advice. You should not rely on any information contained on the Website as a substitute for obtaining independent professional advice tailored to your specific circumstances. Monex disclaims all liability arising from any reliance placed on such information.

4. Permitted Use

You agree to use the Website solely for lawful purposes and in a manner consistent with these Terms. You shall not:

• use the Website in any way that violates applicable laws or regulations;
• attempt to gain unauthorized access to any systems, networks, or data connected to the Website;
• interfere with or disrupt the integrity or performance of the Website;
• use any automated means, including bots, scrapers, or crawlers, to access or extract data from the Website without prior written consent; or
• introduce any malicious or technologically harmful material.

Monex reserves the right to suspend or restrict access to the Website for any user who violates these Terms.

5. Intellectual Property Rights

All intellectual property rights in and to the Website and its content, including but not limited to text, graphics, logos, trademarks, service marks, software, and design, are owned by or licensed to Monex and are protected under applicable intellectual property laws. No rights are granted to you other than a limited, revocable, non-exclusive, non-transferable license to access and use the Website for personal or internal business purposes. You may not copy, reproduce, distribute, modify, transmit, display, perform, publish, license, create derivative works from, or otherwise exploit any content from the Website without the prior written consent of Monex.

6. Accuracy of Information

While Monex endeavors to ensure that the information on the Website is accurate and up to date, the Website is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Monex makes no representations or warranties, whether express or implied, regarding the accuracy, completeness, reliability, or suitability of the Website or its content. Monex reserves the right to modify, update, or remove content at any time without notice.

7. Third-Party Content and Links

The Website may contain links to third-party websites or resources. Such links are provided for convenience only and do not constitute endorsement or approval by Monex. Monex has no control over, and accepts no responsibility or liability for, the content, availability, security, or privacy practices of any third-party websites. Access to such websites is at your own risk.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Monex and its affiliates, officers, directors, employees, and agents shall not be liable for any loss or damage arising out of or in connection with your use of, or inability to use, the Website. This includes, without limitation, any direct, indirect, incidental, consequential, special, or punitive damages, including loss of profits, revenue, business, data, or goodwill, whether arising in contract, tort (including negligence), or otherwise, even if Monex has been advised of the possibility of such damages. Nothing in these Terms shall exclude or limit liability to the extent that such exclusion or limitation is prohibited by applicable law.

9. Indemnification

You agree to indemnify, defend, and hold harmless Monex and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or in connection with your breach of these Terms or your misuse of the Website.

10. Availability and Security

Monex does not guarantee that the Website will be uninterrupted, secure, or free from errors, defects, or viruses. You are responsible for implementing appropriate safeguards to protect your systems and data. Monex shall not be liable for any damage caused by viruses or other harmful material that may affect your equipment or data due to your use of the Website.

11. Privacy and Cookies

Your use of the Website is subject to the Monex Group Privacy Notice, which sets out how personal data is collected, used, and processed. The Website also uses cookies and similar tracking technologies. Further information regarding the use of such technologies, including the types of cookies used, their purposes, and how you can manage your preferences, is set out in the Monex Cookie Policy. By continuing to use the Website, you acknowledge that cookies and similar technologies may be used in accordance with the Cookie Policy, subject to any preferences you have set through the cookie management tools made available on the Website.

12. Regulatory and Jurisdictional Restrictions

The Website is not directed at any person in any jurisdiction where its publication or availability would be contrary to local law or regulation. Monex does not represent that the content of the Website is appropriate or available for use in all jurisdictions. Users who access the Website from outside the jurisdictions in which Monex operates do so at their own initiative and are responsible for compliance with applicable local laws.

13. Amendments

Monex reserves the right to amend these Terms at any time. Any changes will take effect immediately upon publication on the Website. Your continued use of the Website following such publication constitutes your acceptance of the amended Terms.

14. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the jurisdiction of the Monex entity responsible for the Website, without prejudice to any mandatory consumer protection or regulatory provisions applicable under local law. Subject to applicable law, the courts of that jurisdiction shall have exclusive jurisdiction to resolve any disputes.

15. Contact Information

If you have any questions regarding these Terms, you may contact:

Alternatively, you may contact your relevant Monex office.

16. Monex Entities

Monex operates through a number of regulated entities across multiple jurisdictions, including but not limited to the United States, United Kingdom, European Economic Area, Singapore, Canada, and Mexico. Each Monex entity is responsible only for the services it provides in its respective jurisdiction and operates as a separate legal entity. Services referenced on the Website are provided by the relevant Monex entity in accordance with applicable local laws and regulations. Further information regarding specific entities and their regulatory status is available upon request.